Term Life Insurance
TermUSA has been providing term life insurance comparisons for more than 25 years and was one of the original online Term Life Insurance Shoppers in the early 1990’s.
Shop the lowest term life insurance rates with the all major carriers.
TermUSA provides the best rates based on your personal profile.
Most companies are great when you are in great health….the Preferred-Plus rate class. Our goal is to find the best fit for those with less than perfect profiles.
Many policies under $1 million may be obtained with an electronic application and without a physical exam.
Many of these streamlined applications can be approved within 72 hours.
The newest innovations in life insurance are the Living Benefits Riders offered by many carriers. These Living Benefit Riders provide substantial lump sum coverage for Critical Illness or Chronic Care conditions.
Covered conditions may include heart attack, stroke, cancer, Kidney failure, MS, ALS, Parkinson’s, paralysis, coma, Alzheimer’s and dementia.
We also are offering the Bright Idea Dental plan with it’s industry leader, $5,000 annual maximum.